The maximum and minimum period of repayment is from 61 days and not more than 36 months.
Maximum annual interest rate (APR) of 15% per annum, inclusive of interest rates and fees. Including other expenses within 1 year as required by law An example that shows the total cost of the pledged amount Including all relevant fees, for example, the pledge amount of 10,000 baht is set at the maximum APR interest rate of 15% per year, equal to 1,500 baht per year. The amount of the pledge that must be paid back in full from 61 days or more from the date of the contract.

Interest and fees of personal loans under supervision
​​​​​​​Personal loans under supervision are loans that borrowers who are natural persons borrow money from commercial banks or non-bank personal loan business operators (Non-bank) without the purpose of using it for business operations and without collateral. The personal loan interest calculation under supervision will charge interest and fees up to a maximum of 28% per year and is a reduced interest rate. At present, there are 3 types of this type of credit:

1. Sign a contract and get paid in full 2. Make a contract to receive a revolving credit line by using a cash card gradually withdrawing the amount of money you want to use each time. 3. Make a purchase contract for each item by applying to be a member of the lender first.
An example of the calculation in the case of receiving a credit line to withdraw as needed 
Interest and fees = (withdrawal amount x interest rate and fee per year x number of withdrawal days**) / number of days in 1 year
**Counting the number of days by counting the first day the cardholder withdraws money
for example A bank's cash card charges a combined interest and fee of 28% per annum. Mr. B withdrew 10,000 baht on April 25th and never used that card again.
Interest repayment period Maximum 45 days from the date of the balance summary